The Next Big Hurdle – Educating Obamacare Recipients about the Basics of Insurance

The Next Big Hurdle – Educating Obamacare Recipients about the Basics of Insurance

After enduring signing up for Obamacare, eight million Americans must now face the consequences of their decisions. Choosing the best insurance plan is often a daunting experience, even for the most highly educated. Armed with detailed information about the health care needs of all family members, the individual subscribing to the insurance must be ready to choose the plan that provides the best doctors, medical facilities and options and all at the most reasonable cost. It is beyond comprehension to expect that these eight million Obamacare subscribers, many of whom have never been insured or at least not recently, would be able to sift easily through the massive layers of data offered by competing medical plans and then magically surface with the best option.

A recent New York Times article shed some light on the hurdles that many of the Obamacare enrollees are now encountering as they attempt to cash in on the benefits they believed they would receive when they signed up for the health care. This publication cited a classic example of the ensuing confusion – Daniel Flynn, a health network counselor recently tried to help Salwa Shabazz wade through the complexities of her Affordable Care Act (ACA) plan. “Mr. Flynn spent almost two hours going over her Independence Blue Cross plan, which he explained had a ‘very complicated’ network that grouped doctors and hospitals into three tiers. Ms. Shabazz, who has epilepsy, had not understood when she chose the plan that her doctors were in the most expensive tier. ‘None of that was explained when I signed up,’ she said. ‘This is the first I’m hearing it.’”

Now, private and public entities are scrambling to provide the enrollees with the education needed to make them better health care consumers. Indeed, the very “health” of the ACA may be seriously compromised if the subscribers continue to choose the wrong plans and fail to use their plans in an economically feasible manner. Effectively educating the masses has always been a tall order for our government. Let’s hope the administration is up to this challenge.

Click here to read the full New York Times article. 

No comments yet.

Leave a Reply